New business interruption grant for businesses in the personal care, tourism, travel, recreation and hospitality industries
Oct. 16, 2020
For more information: Melissa Whitfield
(501) 324-9611, Melissa.whitfield@arkansas.gov
(LITTLE ROCK, Ark.) - The Arkansas Department of Parks, Heritage and Tourism (ADPHT), the Arkansas Economic Development Commission (AEDC), and the Arkansas Department of Finance and Administration (DFA) received approval to proceed with a grant program utilizing $50 million in CARES Act funds for Arkansas businesses in industries significantly impacted by the COVID-19 public health emergency.
The Arkansas Legislative Council approved a business interruption grant for certain Arkansas businesses in the personal care, tourism, travel, recreation and hospitality industries. The grant will provide reimbursement for a portion of specific eligible expenses incurred by businesses in these industries between March 1 and Sept. 30, 2020.
The grant application period will open Monday, Nov. 16, and close Wednesday, Nov. 25. Grants will be awarded on a prorated basis depending on the total number of applicants and the amount of reimbursement requested. The program anticipates making grant awards in late December.
"In my visits with business owners over the past several months, I've been impressed with the measures they have taken to protect customers and employees, and to adapt business models that have kept them viable during this pandemic. The grant will help businesses that were disrupted by the precautions necessary to mitigate the spread of COVID-19," said Governor Asa Hutchinson.
Arkansas small businesses having 250, or fewer, full-time employees located in Arkansas may seek reimbursement for expenses associated with COVID-19 mitigation or certain listed business interruption expenses due directly to local, state or federal government COVID-19 directives. Details regarding the grant rules can be accessed here: https://arkansasready.com/site/assets/files/1887/oct_14_2020_rules_business_interruption_grant.pdf
"We have heard the businesses in the hospitality and personal care industries who continue to be impacted by this pandemic and desperately need help to continue to operate and to do so safely," said Stacy Hurst, secretary of the Arkansas Department of Parks, Heritage and Tourism. "With the help of AEDC and DFA, I think we have developed an excellent program that will provide the most help we can give where it is most sorely needed."
Information will be regularly posted to www.ArkansasReady.com about the grant, the application period, training and a helpline.
Attached are the rules and guidelines for a Business Interruption Grant program for the hospitality and service industries. This is a brand new program from the State of Arkansas using the CARES Act money to help our industry. The program covers rent, utilities, and other expenses not included in prior programs so please read it carefully. It will be approved at a meeting today so get ready to apply when they announce that they are accepting applications. Please apply and stay safe!
Click here to view grant rules and guidelines.
For more information: Melissa Whitfield
(501) 324-9611, Melissa.whitfield@arkansas.gov
(LITTLE ROCK, Ark.) - The Arkansas Department of Parks, Heritage and Tourism (ADPHT), the Arkansas Economic Development Commission (AEDC), and the Arkansas Department of Finance and Administration (DFA) received approval to proceed with a grant program utilizing $50 million in CARES Act funds for Arkansas businesses in industries significantly impacted by the COVID-19 public health emergency.
The Arkansas Legislative Council approved a business interruption grant for certain Arkansas businesses in the personal care, tourism, travel, recreation and hospitality industries. The grant will provide reimbursement for a portion of specific eligible expenses incurred by businesses in these industries between March 1 and Sept. 30, 2020.
The grant application period will open Monday, Nov. 16, and close Wednesday, Nov. 25. Grants will be awarded on a prorated basis depending on the total number of applicants and the amount of reimbursement requested. The program anticipates making grant awards in late December.
"In my visits with business owners over the past several months, I've been impressed with the measures they have taken to protect customers and employees, and to adapt business models that have kept them viable during this pandemic. The grant will help businesses that were disrupted by the precautions necessary to mitigate the spread of COVID-19," said Governor Asa Hutchinson.
Arkansas small businesses having 250, or fewer, full-time employees located in Arkansas may seek reimbursement for expenses associated with COVID-19 mitigation or certain listed business interruption expenses due directly to local, state or federal government COVID-19 directives. Details regarding the grant rules can be accessed here: https://arkansasready.com/site/assets/files/1887/oct_14_2020_rules_business_interruption_grant.pdf
"We have heard the businesses in the hospitality and personal care industries who continue to be impacted by this pandemic and desperately need help to continue to operate and to do so safely," said Stacy Hurst, secretary of the Arkansas Department of Parks, Heritage and Tourism. "With the help of AEDC and DFA, I think we have developed an excellent program that will provide the most help we can give where it is most sorely needed."
Information will be regularly posted to www.ArkansasReady.com about the grant, the application period, training and a helpline.
Attached are the rules and guidelines for a Business Interruption Grant program for the hospitality and service industries. This is a brand new program from the State of Arkansas using the CARES Act money to help our industry. The program covers rent, utilities, and other expenses not included in prior programs so please read it carefully. It will be approved at a meeting today so get ready to apply when they announce that they are accepting applications. Please apply and stay safe!
Click here to view grant rules and guidelines.
Arkansas Business Reopening Dates
Click here for the Arkansas Business Reopening Dates and information.
Unemployment Now Available For Self Employed, 1099 Independent Contractors
The State’s website is now live to apply for the Pandemic Unemployment Assistance (PUA)
Those who are Self Employed and Independent Contractors may now apply at https://pua.arkansas.gov/
For more information https://arunemployment.com/
To apply for PUA https://pua.arkansas.gov/
All traditional employee unemployment requests still apply at https://www.ezarc.adws.arkansas.gov/
Those who are Self Employed and Independent Contractors may now apply at https://pua.arkansas.gov/
- Minimum payment amount for individuals will be $133 per week
- Maximum payment will be $451 per week with zero dependents
- Provides up to 39 weeks of benefits total
- First payable week: Retroactive to February 2, 2020 or the first week an individual is out of work due to COVID-19, whichever is later
- Last payable week: week ending December 26, 2020
- Individuals receiving PUA will also be eligible for the Federal Pandemic Unemployment Compensation (FPUC) for $600 per week for the week ending April 4th through the week ending July 25th.
For more information https://arunemployment.com/
To apply for PUA https://pua.arkansas.gov/
All traditional employee unemployment requests still apply at https://www.ezarc.adws.arkansas.gov/
READY FOR BUSINESS GRANT PROGRAM, RESTAURANTS TO REOPEN
READY FOR BUSINESS GRANT PROGRAM
In an effort to help Arkansas businesses as they prepare to transition back towards normal operating capacity, the Ready for Business Grant Program is designed to provide grants from $1,000 to $100,000, depending on the number of employees, to assist with COVID-19-related expenses, such as personal protective equipment (PPE), deep cleaning, signage, hand sanitizer dispensers, marketing and more. Eligible expenditures must be made between March 1, 2020 - December 31, 2020.
The purpose of the Ready for Business Grant Program is to assist companies in protecting their employees and visitors while establishing customer confidence.
The grants will be administered by the Arkansas Economic Development Commission. Applications will be reviewed in the order in which they are received.
BUSINESSES MAY APPLY BEGINNING AT 5:00 P.M. CT APRIL 29TH AT
https://www.arkansasedc.com/covid19resources/business-resources/ready-for-business-grant-program
Eligible businesses include corporations, partnerships, sole proprietorships, LLCs, Joint Ventures and Non-profits. Businesses must either have a) customers and/or employees physically coming to their business premises or b) must conduct business on customer premises.
RESTAURANTS TO REOPEN
Today Governor Asa Hutchison announced that Arkansas restaurants may reopen dine-in service on May 11th. In restaurant dining will be limited to 33% of what a restaurant's normal capacity is at this time. When we enter Phase 2 of Reopening America, dine-in service will be limited to 67% of what the restaurant's normal capacity is.
In an effort to help Arkansas businesses as they prepare to transition back towards normal operating capacity, the Ready for Business Grant Program is designed to provide grants from $1,000 to $100,000, depending on the number of employees, to assist with COVID-19-related expenses, such as personal protective equipment (PPE), deep cleaning, signage, hand sanitizer dispensers, marketing and more. Eligible expenditures must be made between March 1, 2020 - December 31, 2020.
The purpose of the Ready for Business Grant Program is to assist companies in protecting their employees and visitors while establishing customer confidence.
The grants will be administered by the Arkansas Economic Development Commission. Applications will be reviewed in the order in which they are received.
BUSINESSES MAY APPLY BEGINNING AT 5:00 P.M. CT APRIL 29TH AT
https://www.arkansasedc.com/covid19resources/business-resources/ready-for-business-grant-program
Eligible businesses include corporations, partnerships, sole proprietorships, LLCs, Joint Ventures and Non-profits. Businesses must either have a) customers and/or employees physically coming to their business premises or b) must conduct business on customer premises.
RESTAURANTS TO REOPEN
Today Governor Asa Hutchison announced that Arkansas restaurants may reopen dine-in service on May 11th. In restaurant dining will be limited to 33% of what a restaurant's normal capacity is at this time. When we enter Phase 2 of Reopening America, dine-in service will be limited to 67% of what the restaurant's normal capacity is.
Paycheck Protection Program and Health Care Enhancement Act Updates
President Trump signed into law the Paycheck Protection Program and Health Care Enhancement Act that provides more aid for small businesses.
The $484 billion aid package includes for small businesses:
A $310 billion replenishment to the Paycheck Protection Program (PPP)
A $60 billion replenishment to the Economic Injury Disaster Loan Program (EIDL)
Many of you know that the funds for these two emergency lending programs were exhausted last week.
To inquire about the status of a pending PPP or if you haven't yet applied for the PPP, please call your local bank. The PPP is being administered through local banks. Almost all small businesses, self-employed, and independent contractors are eligible.
The EIDL online application portal was closed to new applications last week when funding ran out. We expect it will open back up soon. Click here to sign up for direct updates from the Small Business Administration (SBA).
EIDL applications that were submitted prior to the online portal closing will continue to be processed on a first-come first-serve basis. https://covid19relief1.sba.gov/Account/Login?ReturnUrl=%2f
The Arkansas District SBA Office and the ASBTDC are both offering upcoming webinars with up to date information on these small business aid programs and more related topics:
https://zoom.us/webinar/register/WN_9zXM-MUTRDuJ6yszmicyRA?utm_medium=email&utm_source=govdelivery
http://asbtdc.org/asbtdc-events/?utm_medium=email&utm_source=govdelivery
Additionally, yesterday the US Department of Treasury issued guidance that clarified that it's unlikely a publicly traded company with substantial market value & access to capital markets will be able to make required PPP certification in good faith. Those companies have until May 7th to repay their PPP loan without penalty. This means those very large companies that received hundreds of millions of dollars in PPP you may have read about will have to return those funds to the pool and those funds will now be used for small businesses. Click here for the latest Treasury ruling.
The $484 billion aid package includes for small businesses:
A $310 billion replenishment to the Paycheck Protection Program (PPP)
A $60 billion replenishment to the Economic Injury Disaster Loan Program (EIDL)
Many of you know that the funds for these two emergency lending programs were exhausted last week.
To inquire about the status of a pending PPP or if you haven't yet applied for the PPP, please call your local bank. The PPP is being administered through local banks. Almost all small businesses, self-employed, and independent contractors are eligible.
The EIDL online application portal was closed to new applications last week when funding ran out. We expect it will open back up soon. Click here to sign up for direct updates from the Small Business Administration (SBA).
EIDL applications that were submitted prior to the online portal closing will continue to be processed on a first-come first-serve basis. https://covid19relief1.sba.gov/Account/Login?ReturnUrl=%2f
The Arkansas District SBA Office and the ASBTDC are both offering upcoming webinars with up to date information on these small business aid programs and more related topics:
https://zoom.us/webinar/register/WN_9zXM-MUTRDuJ6yszmicyRA?utm_medium=email&utm_source=govdelivery
http://asbtdc.org/asbtdc-events/?utm_medium=email&utm_source=govdelivery
Additionally, yesterday the US Department of Treasury issued guidance that clarified that it's unlikely a publicly traded company with substantial market value & access to capital markets will be able to make required PPP certification in good faith. Those companies have until May 7th to repay their PPP loan without penalty. This means those very large companies that received hundreds of millions of dollars in PPP you may have read about will have to return those funds to the pool and those funds will now be used for small businesses. Click here for the latest Treasury ruling.
Coronavirus Resource Guide
The Greater Hot Springs Chamber of Commerce's role is to support our local businesses. As COVID-19 continues impact on our area, The Chamber is dedicated to supporting our member businesses and assisting them in whatever way possible.
If your business is looking for working capital to operate through this time, the Chamber is recommending to first reach out to the bankers with which you have relationships. Sometimes your lenders can have leniency during emergencies and can loan money much faster that the new SBA Emergency Loan Program. For a list of local banks click here.
If your business is looking for working capital to operate through this time, the Chamber is recommending to first reach out to the bankers with which you have relationships. Sometimes your lenders can have leniency during emergencies and can loan money much faster that the new SBA Emergency Loan Program. For a list of local banks click here.
Sidecar Health is changing health insurance
Sidecar Health is changing health insurance. Traditional insurance sits between patients and their doctors, which leads to increased costs, adds unnecessary procedures, and results in surprise bills patients can’t afford. Sidecar Health is different. Our members know exactly what their coverage is and pay the provider directly at the time of care using their Sidecar Health payment card, which allows them to take advantage of discounts for paying upfront. The insurance plans we offer are affordable, personalized, and fully transparent – the way health insurance should be. For more info visit – http://www.sidecarhealth.com/for/HSChamber
Updated Information about the Paycheck Protection Program
Late last night the US Department of Treasury issued some new guidance on the newly created Paycheck Protection Program. Click here for details.
Some banks began taking applications today.
This loan/loan forgiveness/small business bailout program is being administered through local banks. For questions, reach out to your local banker or contact us at the Hot Springs Chamber at 501-321-1700.
Some banks began taking applications today.
This loan/loan forgiveness/small business bailout program is being administered through local banks. For questions, reach out to your local banker or contact us at the Hot Springs Chamber at 501-321-1700.
CARES Act Recap
Last Friday's passage of the federal stimulus bill, officially titled "Coronavirus Aid, Relief, and Economic Security Act (CARES Act)" allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn.
Paycheck Protection Program
The newly created Paycheck Protection Program provides 100% federally guaranteed loans to small businesses. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
The Secretary of the Treasury will soon release more details including the list of lenders offering loans under the program, but it is likely most local banks, credit unions and other financial institutions that already offer SBA loans will offer the Paycheck Protection Program and other local banks may be authorized to make these loans as well. This means no online SBA application and federal paperwork. You can sit down with a local banker and have the loan money very quickly. We expect lenders will be ready to make these loans within two weeks.
Loans will be equal to 250% of a business's monthly payroll.
* Businesses with tipped employees like restaurants may pay those employees additional wages during this time since food service has stopped. You may use these new wages to calculate your monthly payroll.
Sole proprietors, independent contractors, self-employed persons, and 501c3's now also qualify for this program.
Click here for a simple breakdown and FAQ of all of the Paycheck Protection Program's offerings
Here's another good resource from the US Chamber of Commerce.
If you do not qualify or do not wish to apply for the Paycheck Protection Program:
Economic Injury Disaster Loan
The SBA's Economic Injury Disaster Loan program was also bolstered by this stimulus bill.
SBA can now provide a $10,000 cash advance (available within three days of application) to serve as a grant if the money is used to maintain payroll, mortgage or lease payments, increased costs due to supply chain disruption, or the repayment of obligations that cannot be met due to revenue losses from the COVID-19 pandemic. To apply, click here.
Applications were also streamlined.
* If you were working on an EIDL application and did not submit it, you may need to start over now.
The Arkansas District Office of the SBA is offering Webinars every Tuesday and Thursday helping businesses apply for EIDL asbtdc.org/asbtdc-events/
* If you received an EIDL loan related to COVID-19 between January 31, 2020 and the date at which the PPP becomes available, you would be able to refinance the EIDL into the PPP for loan forgiveness purposes. However, you may not take out an EIDL and a PPP for the same purposes. Remaining portions of the EIDL, for purposes other than those laid out in loan forgiveness terms for a PPP loan, would remain a loan. If you took advantage of an emergency EIDL grant award of up to $10,000, that amount would be subtracted from the amount forgiven under PPP.
Unemployment
Federal Pandemic Unemployment Compensation
The Federal Government will provide a temporary Federal Pandemic Unemployment Compensation (FPUC) through July 31, 2020 of $600 per week for any worker eligible for state or federal unemployment compensation benefits. This FPUC payment will be paid in addition to regular state or federal unemployment compensation. This program includes tipped workers.
This new program also provides unemployment payments to individuals who are not traditionally eligible for unemployment insurance like self-employed individuals, 1099 gig-economy workers and independent contractors. Applying for this program will be the same as applying for unemployment through the Arkansas Division of Workforce Services. Click here for information.
Beneficial Tax Changes to keep cash in hands of small businesses
The CARES Act will allow employers (and self-employed individuals) to defer paying their portion of the social security payroll tax (6.2 percent) otherwise due. As soon as the CARES Act is signed into law, the deferral period will start. It goes through December 31, 2020
Under the CARES Act, a corporation which incurs in 2020 (or has incurred during 2019 or 2018) an NOL is permitted to carryback such NOL to the prior five years to offset prior year income to claim a tax refund of previously paid federal income taxes.
Click here for more beneficial tax changes information.
Cash Direct to Every American
Click here for a calculator to figure how much you may receive.
Paycheck Protection Program
The newly created Paycheck Protection Program provides 100% federally guaranteed loans to small businesses. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
The Secretary of the Treasury will soon release more details including the list of lenders offering loans under the program, but it is likely most local banks, credit unions and other financial institutions that already offer SBA loans will offer the Paycheck Protection Program and other local banks may be authorized to make these loans as well. This means no online SBA application and federal paperwork. You can sit down with a local banker and have the loan money very quickly. We expect lenders will be ready to make these loans within two weeks.
Loans will be equal to 250% of a business's monthly payroll.
* Businesses with tipped employees like restaurants may pay those employees additional wages during this time since food service has stopped. You may use these new wages to calculate your monthly payroll.
Sole proprietors, independent contractors, self-employed persons, and 501c3's now also qualify for this program.
Click here for a simple breakdown and FAQ of all of the Paycheck Protection Program's offerings
Here's another good resource from the US Chamber of Commerce.
If you do not qualify or do not wish to apply for the Paycheck Protection Program:
Economic Injury Disaster Loan
The SBA's Economic Injury Disaster Loan program was also bolstered by this stimulus bill.
SBA can now provide a $10,000 cash advance (available within three days of application) to serve as a grant if the money is used to maintain payroll, mortgage or lease payments, increased costs due to supply chain disruption, or the repayment of obligations that cannot be met due to revenue losses from the COVID-19 pandemic. To apply, click here.
Applications were also streamlined.
* If you were working on an EIDL application and did not submit it, you may need to start over now.
The Arkansas District Office of the SBA is offering Webinars every Tuesday and Thursday helping businesses apply for EIDL asbtdc.org/asbtdc-events/
* If you received an EIDL loan related to COVID-19 between January 31, 2020 and the date at which the PPP becomes available, you would be able to refinance the EIDL into the PPP for loan forgiveness purposes. However, you may not take out an EIDL and a PPP for the same purposes. Remaining portions of the EIDL, for purposes other than those laid out in loan forgiveness terms for a PPP loan, would remain a loan. If you took advantage of an emergency EIDL grant award of up to $10,000, that amount would be subtracted from the amount forgiven under PPP.
Unemployment
Federal Pandemic Unemployment Compensation
The Federal Government will provide a temporary Federal Pandemic Unemployment Compensation (FPUC) through July 31, 2020 of $600 per week for any worker eligible for state or federal unemployment compensation benefits. This FPUC payment will be paid in addition to regular state or federal unemployment compensation. This program includes tipped workers.
This new program also provides unemployment payments to individuals who are not traditionally eligible for unemployment insurance like self-employed individuals, 1099 gig-economy workers and independent contractors. Applying for this program will be the same as applying for unemployment through the Arkansas Division of Workforce Services. Click here for information.
Beneficial Tax Changes to keep cash in hands of small businesses
The CARES Act will allow employers (and self-employed individuals) to defer paying their portion of the social security payroll tax (6.2 percent) otherwise due. As soon as the CARES Act is signed into law, the deferral period will start. It goes through December 31, 2020
Under the CARES Act, a corporation which incurs in 2020 (or has incurred during 2019 or 2018) an NOL is permitted to carryback such NOL to the prior five years to offset prior year income to claim a tax refund of previously paid federal income taxes.
Click here for more beneficial tax changes information.
Cash Direct to Every American
Click here for a calculator to figure how much you may receive.
Economic Injury Disaster Loan Assistance
Arkansas Businesses Can Now Apply for SBA Economic Injury Disaster Loans
*Tip high volumes are expected non peak times are 7pm-7am
*Tip do not use the Google Chrome Browser. SBA recommends Edge or Internet Explorer
Businesses in Arkansas can apply at https://disasterloan.sba.gov/ela.
Here's key information you need to know:
Who can apply?
In order to be eligible, you must be a small business (500 employees or less).
While paper applications are accepted, filing electronically is easier, faster and more accurate.
How can the loan be used?
The loans are for working capital which includes fixed debts, payroll, accounts payable, and other bills that can't be paid due to the disaster's impact. It does not cover lost sales.
How much can I apply for?
You will not be asked how much you would like to borrow. The SBA uses the information you provide to determine the loan amount. Small businesses can receive a secured loan up to $2 million, and an unsecured loan up to $25,000.
Gather Your Materials
Additionally, SBA's Arkansas network of resource partners stand ready to assist small businesses across the state. These partners are seeing clients virtually to assist in minimizing impact exposure to COVID-19 and protect our small business communities.
Arkansas Businesses Can Now Apply for SBA Economic Injury Disaster Loans
*Tip high volumes are expected non peak times are 7pm-7am
*Tip do not use the Google Chrome Browser. SBA recommends Edge or Internet Explorer
Businesses in Arkansas can apply at https://disasterloan.sba.gov/ela.
Here's key information you need to know:
Who can apply?
In order to be eligible, you must be a small business (500 employees or less).
- Arkansas small businesses affected by the disaster - common eligible businesses include: retailers, restaurants, recreational facilities, tourism-based businesses, manufacturers, owners of rental property, hotels, wholesalers, and many more.
- Private nonprofits
- Small agriculture cooperatives are eligible, but agricultural enterprises are not
- Small aquaculture businesses
While paper applications are accepted, filing electronically is easier, faster and more accurate.
How can the loan be used?
The loans are for working capital which includes fixed debts, payroll, accounts payable, and other bills that can't be paid due to the disaster's impact. It does not cover lost sales.
How much can I apply for?
You will not be asked how much you would like to borrow. The SBA uses the information you provide to determine the loan amount. Small businesses can receive a secured loan up to $2 million, and an unsecured loan up to $25,000.
Gather Your Materials
- Business information
- Contact information and social security numbers for all applicants
- Employer Identification Number (EIN) for business applicants
- Insurance information
- Financial information (e.g. income, account balances and monthly expenses) - Know the total amounts and payments due for debts that will be paid over the next 10 months or longer (i.e. mortgages, student loans, credit cards, etc.)
- Use Internet Explorer or Mozilla Firefox to apply.
- The 'Help Button' provides useful information for each page.
- Use the 'Save Button' frequently.
- Be patient and keep trying if you experience slow load times.
- You will receive email confirmation that your application has been submitted
- You will receive an email letting you know that your application is under review.
- BE PREPARED: You will be contacted by someone from the SBA
- Have your monthly expenses and financial projections ready (the ASBTDC can help with this!)
Additionally, SBA's Arkansas network of resource partners stand ready to assist small businesses across the state. These partners are seeing clients virtually to assist in minimizing impact exposure to COVID-19 and protect our small business communities.
FAQ's About Unemployment
The Arkansas Division of Workforce Services has sent out several guides for frequently asked questions regarding unemployment. The following three informational packets below are available.
1. Common Questions and Answers for Workers Regarding the Unemployment Insurance Program and the Impact of the COVID-19 Pandemic: Click here to download.
2. Common Questions and Answers for Employers Regarding the Unemployment Insurance Program and the Impact of the COVID-19 Pandemic: Click here to download.
3. Notice to Individuals Inquiring About the Availability of Unemployment Insurance Benefits As A Result of the COVID-19 Pandemic: Click here to download.
Additional information can be found at DWS.arkansas.gov.
The Arkansas Division of Workforce Services has sent out several guides for frequently asked questions regarding unemployment. The following three informational packets below are available.
1. Common Questions and Answers for Workers Regarding the Unemployment Insurance Program and the Impact of the COVID-19 Pandemic: Click here to download.
2. Common Questions and Answers for Employers Regarding the Unemployment Insurance Program and the Impact of the COVID-19 Pandemic: Click here to download.
3. Notice to Individuals Inquiring About the Availability of Unemployment Insurance Benefits As A Result of the COVID-19 Pandemic: Click here to download.
Additional information can be found at DWS.arkansas.gov.
State announces new resources for businesses and employees
Arkansas Restaurants Can Now Sell Sealed Beer and Wine To-Go and for Delivery
Click here for more information
Shared Work Unemployment Compensation Program
Provides an alternative for employers faced with a reduction in their workforce. It allows an employer to divide available work or hours of work among a specific group(s) of employees in lieu of a layoff, and it allows the employees to receive a portion of their unemployment benefits while working reduced hours. https://www.dws.arkansas.gov/employers/shared-work-program
Expedited Unemployment
The Governor has directed the Arkansas Department of Commerce to expedite unemployment benefits to assist Arkansans whose employment status may be impacted by COVID-19.
Under current Arkansas law, individuals who claim unemployment insurance must wait one week, which is not counted as a week of unemployment. The Governor has directed the Arkansas Department of Commerce to waive the waiting period. This directive will allow the department to pay claims more quickly.
Gov. Hutchinson has also directed the Department of Commerce to waive current work-search requirements for 30 days, allowing the unemployed to receive benefits without seeking other employment. This exception applies only to those employed by businesses that are temporarily closed with plans to reopen.
The Governor has also directed the Department of Commerce to allow the unemployed to apply for benefits online or by telephone rather than in person in a further effort to minimize the risk of spreading COVID-19. Visit www.ezarc.adws.arkansas.gov to complete your application online.
Click here for more information
Shared Work Unemployment Compensation Program
Provides an alternative for employers faced with a reduction in their workforce. It allows an employer to divide available work or hours of work among a specific group(s) of employees in lieu of a layoff, and it allows the employees to receive a portion of their unemployment benefits while working reduced hours. https://www.dws.arkansas.gov/employers/shared-work-program
Expedited Unemployment
The Governor has directed the Arkansas Department of Commerce to expedite unemployment benefits to assist Arkansans whose employment status may be impacted by COVID-19.
Under current Arkansas law, individuals who claim unemployment insurance must wait one week, which is not counted as a week of unemployment. The Governor has directed the Arkansas Department of Commerce to waive the waiting period. This directive will allow the department to pay claims more quickly.
Gov. Hutchinson has also directed the Department of Commerce to waive current work-search requirements for 30 days, allowing the unemployed to receive benefits without seeking other employment. This exception applies only to those employed by businesses that are temporarily closed with plans to reopen.
The Governor has also directed the Department of Commerce to allow the unemployed to apply for benefits online or by telephone rather than in person in a further effort to minimize the risk of spreading COVID-19. Visit www.ezarc.adws.arkansas.gov to complete your application online.
Community Development Block Grant (CDBG)
$12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. The Arkansas Economic Development Commission is undertaking necessary regulatory steps required by the federal government to implement this assistance. We will let you know when this information is finalized. https://www.arkansasedc.com/covid19
Quick Action Loan Program
$4 million from the Governor's Quick Action Closing Fund has been allocated to provide bridge loans and/or loan guarantees of up to $250,000 to make payroll. The state will prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, and logistics). If you qualify and need assistance please let the Greater Hot Springs Chamber of Commerce know ASAP as this program will be very competitive and AEDC has asked us to identify candidates. https://www.arkansasedc.com/covid19
Child Care
The Governor also announced that the state will increase reimbursement for child-care voucher providers who care for children who receive federal child-care assistance and that remain open through March 27.
The Department of Human Services (DHS) will suspend the renewal process for child-care vouchers for 30 days. DHS will expedite the process and temporarily relax limits on capacity for providers. More than 800 child-care providers have closed.
The Supplemental Nutrition Assistance Program (SNAP) will suspend the work requirement through the end of April. DHS also will expedite decisions about SNAP eligibility for those who lose income because of COVID-19.
$12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. The Arkansas Economic Development Commission is undertaking necessary regulatory steps required by the federal government to implement this assistance. We will let you know when this information is finalized. https://www.arkansasedc.com/covid19
Quick Action Loan Program
$4 million from the Governor's Quick Action Closing Fund has been allocated to provide bridge loans and/or loan guarantees of up to $250,000 to make payroll. The state will prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, and logistics). If you qualify and need assistance please let the Greater Hot Springs Chamber of Commerce know ASAP as this program will be very competitive and AEDC has asked us to identify candidates. https://www.arkansasedc.com/covid19
Child Care
The Governor also announced that the state will increase reimbursement for child-care voucher providers who care for children who receive federal child-care assistance and that remain open through March 27.
The Department of Human Services (DHS) will suspend the renewal process for child-care vouchers for 30 days. DHS will expedite the process and temporarily relax limits on capacity for providers. More than 800 child-care providers have closed.
The Supplemental Nutrition Assistance Program (SNAP) will suspend the work requirement through the end of April. DHS also will expedite decisions about SNAP eligibility for those who lose income because of COVID-19.
Arkansas Department of Health Guidance for Employers
If any of your employees are being monitored due to their possible exposure to coronavirus disease 2019, also referred to as COVID-19, they will be placed under home self-quarantine by the Arkansas Department of Health (ADH) for 14 days after leaving an area of concern. The areas of concern include any country with a Level 2 or higher travel advisory. If this occurs, ADH will provide the person with a letter, and they have the option of requesting a letter be provided to you as well. This letter provides additional information regarding the quarantine, including the date the employee can return to work.
During this time, the person is expected to stay home during the entire 14-day period and not leave for any reason, except to seek any needed medical care.
If the employee does not develop symptoms of COVID-19 prior to the end of the self-quarantine period, they will be free to resume normal activities, including school or work. They will also receive a letter stating they have completed the home quarantine period.
Please call the Arkansas Department of Health at 800.803.7847 if you have any questions.
During this time, the person is expected to stay home during the entire 14-day period and not leave for any reason, except to seek any needed medical care.
If the employee does not develop symptoms of COVID-19 prior to the end of the self-quarantine period, they will be free to resume normal activities, including school or work. They will also receive a letter stating they have completed the home quarantine period.
Please call the Arkansas Department of Health at 800.803.7847 if you have any questions.
Guidance from the Centers for Disease Control and Prevention
Recommended strategies for employers to use now for any infectious disease:
Actively encourage sick employees to stay home
Separate sick employees
Emphasize staying home when sick, respiratory etiquette and hand hygiene by all employees
Perform routine environmental cleaning
Advise employees before traveling to take certain steps
See the Centers for Disease Control and Prevention (CDC) website for Guidance for Businesses and Employers to Plan and Respond to COVID-19 by clicking here.
Global case numbers are reported by the World Health Organization (WHO) in their coronavirus disease 2019 (COVID-19) situation report. For U.S. information, visit CDC’s COVID-19 in the U.S. This following location list is found here.
Here is a link CDC on keeping workplaces, homes, schools or commercial spaces safe - https://www.cdc.gov/coronavirus/2019-ncov/downloads/workplace-school-and-home-guidance.pdf
Actively encourage sick employees to stay home
Separate sick employees
Emphasize staying home when sick, respiratory etiquette and hand hygiene by all employees
Perform routine environmental cleaning
Advise employees before traveling to take certain steps
See the Centers for Disease Control and Prevention (CDC) website for Guidance for Businesses and Employers to Plan and Respond to COVID-19 by clicking here.
Global case numbers are reported by the World Health Organization (WHO) in their coronavirus disease 2019 (COVID-19) situation report. For U.S. information, visit CDC’s COVID-19 in the U.S. This following location list is found here.
Here is a link CDC on keeping workplaces, homes, schools or commercial spaces safe - https://www.cdc.gov/coronavirus/2019-ncov/downloads/workplace-school-and-home-guidance.pdf
Guidance for Employers from U.S. Chamber of Commerce
Ensure that your sick leave policies are flexible: Consistent with public health guidance, permit employees to stay home to care for a sick family member, and that employees are aware of these policies. Actively encourage sick employees to stay home. Employees should notify their supervisor if they are sick and won’t be coming into the office.
Local decision making: Employers with more than one business location are encouraged to provide local managers with the authority to take appropriate actions based on the conditions in each locality.
Employee travel: Ensure employees who become sick while traveling or on temporary assignment understand that they should notify their supervisor and should promptly call a health care provider for advice if needed.
Separate sick employees: CDC recommends that employees who appear to have acute respiratory illness symptoms (i.e. cough, shortness of breath) upon arrival to work or become sick during the day should be separated from other employees and be sent home immediately.
Social distancing: Plan to minimize exposure between healthy employees and also between those employees and the public, if public health officials call for social distancing.
Workplace hygiene: Routinely clean all frequently-touched surfaces in the workplace, such as workstations, countertops and doorknobs. Provide disposable wipes so that commonly-used surfaces can be wiped down by employees before each use.
For more information, click: https://www.uschamber.com/sites/default/files/guidance_for_employers_to_plan_and_respond_to_coronavirus.pdf
Coronavirus Toolkit
The U.S. Chamber has created a toolkit to share recommendations for businesses and workers across the country from the Centers for Disease Control (CDC). We continue to encourage Arkansas businesses to follow data-based guidance from the CDC and state and local officials. The toolkit has shareable graphics based on the CDC's latest guidance for businesses and employees to share on social media, websites and other channels. The toolkit can be found here.
Customizable: Coronavirus Flyer
As you know, the business community plays a vital role in maintaining the health of their communities, and now is the time for businesses to demonstrate how they are helping contain the coronavirus while ensuring continuity of operations. This is important to instill a sense of calm and confidence. To help you communicate the measures you are taking to ensure the safety of your community, the U.S. Chamber of Commerce has created a customizable flyer to display in your place of business. You may access it by clicking here using Adobe Acrobat Reader (free download available at this link).
Local decision making: Employers with more than one business location are encouraged to provide local managers with the authority to take appropriate actions based on the conditions in each locality.
Employee travel: Ensure employees who become sick while traveling or on temporary assignment understand that they should notify their supervisor and should promptly call a health care provider for advice if needed.
Separate sick employees: CDC recommends that employees who appear to have acute respiratory illness symptoms (i.e. cough, shortness of breath) upon arrival to work or become sick during the day should be separated from other employees and be sent home immediately.
Social distancing: Plan to minimize exposure between healthy employees and also between those employees and the public, if public health officials call for social distancing.
Workplace hygiene: Routinely clean all frequently-touched surfaces in the workplace, such as workstations, countertops and doorknobs. Provide disposable wipes so that commonly-used surfaces can be wiped down by employees before each use.
For more information, click: https://www.uschamber.com/sites/default/files/guidance_for_employers_to_plan_and_respond_to_coronavirus.pdf
Coronavirus Toolkit
The U.S. Chamber has created a toolkit to share recommendations for businesses and workers across the country from the Centers for Disease Control (CDC). We continue to encourage Arkansas businesses to follow data-based guidance from the CDC and state and local officials. The toolkit has shareable graphics based on the CDC's latest guidance for businesses and employees to share on social media, websites and other channels. The toolkit can be found here.
Customizable: Coronavirus Flyer
As you know, the business community plays a vital role in maintaining the health of their communities, and now is the time for businesses to demonstrate how they are helping contain the coronavirus while ensuring continuity of operations. This is important to instill a sense of calm and confidence. To help you communicate the measures you are taking to ensure the safety of your community, the U.S. Chamber of Commerce has created a customizable flyer to display in your place of business. You may access it by clicking here using Adobe Acrobat Reader (free download available at this link).
Arkansas Economic Development Commission
The Arkansas Economic Development Commission is committed to helping businesses and employees combat the effects of COVID-19. On this page, they have compiled a list of programs and resources, and they will continue to update this list as additional resources become available.
